If you are a first time home buyer, or haven't owned a home in the past 3 years.  Now is the time to get off the fence.

Think about it this way.....

 Barry Bonds is still hitting home runs, not as many people are trying to retrieve the ball, however no one knows when his last home run ball will be hit.  That ball will be worth more than any other baseball.

 This is similar to the housing market, no one knows when the bottom will get here. What we do know is that lenders are tightening up procedures, that interest rates are creeping up, and that home prices are the lowest they have been in years.

So what are you waiting for? If you wait for the last home run ball you may lose out all together, if you jump in the water and retrieve a ball now, it will have lasting value. 

So, get off the diving board and jump in.

There are some great loan programs available that will enable you to purchase a home with NO MONEY DOWN!  Yes it is still possible if you are a first time home buyer.  Rates are great for this program.  Call me today to find out more.